2027 Maximum Broker Commissions for Medicare Advantage and Medicare Part D
CMS released the 2027 fair market value limits for Medicare Advantage and Part D broker compensation. See the new initial and renewal rates by region.
Top Signs Your FMO Is Holding You Back
Slow support, stale technology, low contract levels? Here are the clearest warning signs your FMO is limiting your growth as an independent agent.
Final Expense Insurance Sales: A Beginner’s Guide for New Agents
New to final expense sales? Learn how final expense insurance works, who buys it, how underwriting and commissions work, and how to get started.
How to Switch FMOs Without Losing Your Book of Business
Thinking about leaving your FMO? Here’s how to switch FMOs the right way: protecting renewals, contracts, and client relationships in the process.
Medicare Supplement Contracting: What New Agents Need to Know
New to Medigap sales? Learn how Medicare Supplement contracting works, from carrier appointments to underwriting rules and commission structure.
How to Become an ACA Health Insurance Agent: Step-by-Step Guide
Ready to sell ACA health plans? Here’s the step-by-step process for licensing, certification, carrier appointments, and getting your first client.
FMO Commission Levels Explained: How to Evaluate Contract Levels Before You Sign
Street level, override, vesting: FMO contract terminology decoded. Learn how to evaluate commission levels before signing with an FMO.
What Is an FMO and Do You Need One as an Independent Insurance Agent?
Confused about FMOs, IMOs, and NMOs? Here’s a plain-English guide to what an FMO does, how they’re paid, and whether partnering with one makes sense.
Off-Exchange vs. On-Exchange ACA Health Plans: What Agents Should Know
On-exchange or off-exchange ACA plans: when does each make sense for your client? A practical breakdown for independent health insurance agents.
How Enrollment Technology Is Changing the Game for Independent Insurance Agents
Quoting engines, e-signature enrollment, CRM automation: see how modern enrollment technology is reshaping the workday of independent agents.
