Every seasoned agent knows the sale rarely ends at the first “no.” This library collects field-tested responses to the objections health and life agents hear most — searchable by product line and objection type. For example: when a client says “I can’t afford life insurance,” reframe cost per day against the cost of the risk; when they say “I’m healthy, I don’t need coverage,” that health is exactly what locks in their lowest rate; and when they want to “think about it,” isolate the real concern before you leave the conversation. Use the search below to find scripts for your next appointment.